⚖️ LEGAL DOCUMENT

Terms of Service

Effective Date: March 18, 2026

Dharma Universal Inc. · MiniFounder.ai

LEGALLY BINDING AGREEMENT
These Terms of Service (“Terms”) constitute a legally binding agreement between you and Dharma Universal Inc. (“Company,” “we,” “us”) governing your use of MiniFounder.ai (the “Platform”). If you are under 18 years of age, your parent or legal guardian must review and agree to these Terms on your behalf before you may use the Platform. By creating an account or using the Platform, you confirm that you have read, understood, and agree to be bound by these Terms.
1ACCEPTANCE OF TERMS

By accessing or using MiniFounder.ai, you agree to be bound by these Terms, our Privacy Policy, and any additional guidelines or rules posted on the Platform. If you do not agree to these Terms, you must not access or use the Platform.

We reserve the right to modify these Terms at any time. Material changes will be communicated with at least 30 days' notice. Your continued use of the Platform after such changes constitutes acceptance of the modified Terms.

2ELIGIBILITY AND ACCOUNT CREATION

MiniFounder.ai is designed for children ages 5 and up. The following eligibility requirements apply:

We reserve the right to suspend or terminate accounts that violate these eligibility requirements or that we reasonably believe are being used in an unauthorized manner.

3SUBSCRIPTIONS AND BILLING
BILLING TERMS — PLEASE READ CAREFULLY

All subscriptions are billed on a monthly recurring basis through Square. Payments are non-refundable except as required by applicable law. By subscribing, you authorize us to charge your payment method on file each billing cycle.

Subscription Plans:

PlanPriceIncludes
Explorer$49/month1 child profile, full curriculum access, AI Sandbox, Founder Store
Builder$69/month1 child profile, full curriculum + advanced lessons, priority AI, custom themes
Family$99/monthUp to 4 child profiles, all Builder features, family dashboard, shared FounderBucks
CANCELLATION POLICY

You may cancel your subscription at any time from your account settings. Upon cancellation:

  • Your subscription remains active until the end of the current billing period.
  • No partial refunds are issued for unused time within a billing cycle.
  • Your child's progress data is retained for 30 days after cancellation.
  • All FounderBucks are forfeited upon cancellation and cannot be recovered.
  • Published apps in the Founder Store will be removed within 30 days.

Example: If you are billed on March 1 and cancel on March 15, you retain access until March 31. No refund is issued for March 16-31.

4AI FEATURES BETA DISCLAIMER
BETA FEATURES — ACKNOWLEDGMENT REQUIRED

MiniFounder.ai includes AI-powered features (Vibebot, Vibe, Shield, Sage) that are currently in beta. By using these features, you acknowledge and agree that:

  1. AI-generated code and content may contain errors, bugs, or inaccuracies.
  2. AI responses may occasionally be inappropriate despite our content filtering (Shield).
  3. AI features may experience downtime, latency, or temporary unavailability.
  4. We rely on third-party AI providers (Anthropic) whose services we do not control.
  5. AI-generated applications are for educational purposes and are not production-ready software.
  6. We may modify, suspend, or discontinue AI features at any time without prior notice.
  7. AI features are provided “as is” without warranty of fitness for any purpose.
  8. You will not use AI features to generate harmful, illegal, or inappropriate content.
  9. We are not liable for any actions taken based on AI-generated content or code.
  10. Beta features may change significantly or be removed entirely in future updates.
5FOUNDERBUCKS

FounderBucks are a virtual currency used exclusively within MiniFounder.ai. The following terms apply:

6MARKETPLACE AND FOUNDER STORE

MiniFounder.ai includes a public Founder Store where children can publish apps they build on the Platform. By publishing an app, you agree to the following:

7CONTENT GUIDELINES
PROHIBITED CONTENT — STRICTLY ENFORCED

The following types of content are strictly prohibited on MiniFounder.ai, including in AI prompts, published apps, usernames, app descriptions, and any other user-generated content:

  • Sexual or sexually suggestive content of any kind
  • Violence, gore, or graphic content beyond age-appropriate cartoon violence
  • Hate speech, discrimination, or harassment targeting any group or individual
  • Personal information including full names, addresses, phone numbers, school names, or photos of minors
  • Drug or substance references including alcohol, tobacco, and controlled substances
  • Profanity, vulgar language, or slurs
  • Bullying, threats, or intimidation
  • Malware, phishing, or malicious code
  • Copyright infringement or use of others' intellectual property without permission
  • Gambling or real-money transactions
  • Promotion of self-harm or dangerous activities

Violations will result in immediate content removal and may result in account suspension or termination. In cases involving the sexual exploitation of minors, we will report to the National Center for Missing & Exploited Children (NCMEC) and appropriate law enforcement agencies.

8SANDBOX AND MVP DISCLAIMER

The AI Sandbox and all code generated through the Platform are intended for educational purposes only. You acknowledge and agree that:

9INTELLECTUAL PROPERTY AND CREATOR OWNERSHIP

YOU OWN WHAT YOU BUILD. FULL STOP.

CREATOR OWNERSHIP — YOUR CODE BELONGS TO YOU
  • Everything you build on MiniFounder.ai is yours.
  • Dharma Universal Inc. does NOT own your creations.
  • We do NOT claim any ownership over apps, code, or content you create on this platform.
  • You are free to download, export, and use your code anywhere you want.
  • Taking your code off the platform does not affect your ownership in any way.

YOUR RIGHTS AS A CREATOR:

PLATFORM DISPLAY LICENSE:

By publishing an app to the MiniFounder Marketplace you grant Dharma Universal Inc. a limited, non-exclusive, royalty-free license ONLY to:

This license is LIMITED and means:

CODE EXPORT AND PORTABILITY:

PLATFORM MARKS (what we DO own):

These platform marks belong to Dharma Universal Inc. and may not be used without written permission. For intellectual property concerns: legal@minifounder.ai

10INVESTOR PORTAL DISCLAIMER
NOT A SECURITIES OFFERING

MiniFounder.ai includes an investor-facing portal that showcases trending apps and builder profiles. This feature is provided for informational and networking purposes only. You acknowledge and agree that:

  • The investor portal does not constitute an offer to sell securities or a solicitation of an offer to buy securities.
  • Dharma Universal Inc. is not a registered investment advisor, broker-dealer, or financial advisor.
  • We do not provide investment advice, recommendations, or endorsements of any kind.
  • Any interactions between investors and families are facilitated at the parties' own risk.
  • We are not responsible for any investment decisions, business relationships, or financial outcomes arising from use of the investor portal.
  • Investor inquiries are routed to parent email addresses only — never directly to children.
  • Parents control investor visibility settings and may opt out at any time.
11DISCLAIMER OF WARRANTIES

THE PLATFORM IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, DHARMA UNIVERSAL INC. DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH CASES, THE DURATION OF ANY IMPLIED WARRANTIES IS LIMITED TO THE MINIMUM PERIOD REQUIRED BY LAW.

12LIMITATION OF LIABILITY
LIABILITY CAP — READ CAREFULLY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL DHARMA UNIVERSAL INC., ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.
  • DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE PLATFORM.
  • DAMAGES ARISING FROM ANY CONTENT OBTAINED FROM THE PLATFORM, INCLUDING AI-GENERATED CODE.
  • DAMAGES ARISING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR DATA.
  • DAMAGES ARISING FROM THE CONDUCT OF ANY THIRD PARTY ON THE PLATFORM.

IN ALL CASES, OUR TOTAL AGGREGATE LIABILITY SHALL NOT EXCEED THE AMOUNT YOU HAVE PAID TO US IN THE 12 MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR $100, WHICHEVER IS GREATER.

13GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the State of California, United States, without regard to its conflict of law provisions.

14TERMINATION

We may terminate or suspend your account under the following circumstances:

Termination for Cause:

Voluntary Termination:

In all cases of termination, all FounderBucks are immediately forfeited and cannot be recovered, refunded, or transferred.

15CHANGES TO TERMS

We may update these Terms from time to time. When we make material changes:

Continued use of the Platform after the effective date of any changes constitutes acceptance of the revised Terms. If you do not agree, you may terminate your account before the changes take effect.

16CONTACT US

For questions, concerns, or notices regarding these Terms, please contact us:

PurposeContact
General supportsupport@minifounder.ai
Billing inquiriesbilling@minifounder.ai
Legal matterslegal@minifounder.ai
Privacy concernsdharma@dharmauniversal.ai
Content reportssafety@minifounder.ai

Dharma Universal Inc.
455 Market St Ste 1940, San Francisco, California 94105, United States

ACKNOWLEDGMENT

By using MiniFounder.ai, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. If you are a parent or legal guardian agreeing on behalf of a minor, you represent that you have the legal authority to bind the minor to these Terms.

© 2026 Dharma Universal Inc. All rights reserved. MiniFounder.ai Terms of Service — Effective March 18, 2026.